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pension system and how it works.

Switzerland has a structured pension system unlike any other country. This system aims to support a healthy and sustainable life after retirement.

Your Benefits (Accordion)

Risks such as death and/or disability can be covered, creating financial security for you or your family

Freely selectable deposit options up to the maximum deposit amount.

With the preferential interest rate, your capital grows faster compared to a savings account.

Save money, pay less in taxes and

live a full life after retirement.

Pension fund insured

Switzerland offers a unique and comprehensive retirement system, ensuring a secure future after work. It provides individuals with the opportunity to enjoy financial stability during their retirement years.

Double tax-saving effect

Switzerland has a structured pension system unlike any other country. This system aims to support a healthy and sustainable life after retirement.

Not insured by a pension fund

Self-employed persons or those who do not meet the BVG entry criteria (an annual income of less than CHF 21,510) can pay 20% of their taxable income, but will not exceed CHF 35,280 in 2023.